Terms and Conditions

1. Acceptance of Terms

By accessing or using the Kelvetorpe website, tools, or any related services (collectively, the "Service"), you agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not access or use the Service.

2. Description of Service

Kelvetorpe provides AI-powered data analysis and decision-support tools intended to help users review and understand financial information. The Service is provided for informational and educational purposes only. It does not constitute financial, investment, tax, or legal advice, and nothing on the Service should be construed as a recommendation to buy, sell, or hold any financial instrument.

3. Eligibility

You must be at least 18 years of age and capable of forming a legally binding contract to use the Service. By using the Service, you represent and warrant that you meet these requirements and that all information you provide to us is accurate and current.

4. Account Responsibilities

If you create an account with us, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify us promptly of any unauthorised use of your account or any other breach of security.

5. Acceptable Use

You agree not to use the Service for any unlawful purpose, to misrepresent your identity, to interfere with the operation or security of the Service, to reverse engineer or attempt to extract the underlying models or source code, or to use automated means to access the Service without our prior written consent.

6. Fees and Charges

Any fees, charges, or costs associated with specific features of the Service will be clearly disclosed to you before you incur them. We reserve the right to modify our fee structure at any time, with reasonable notice provided through the Service or by email where applicable.

7. No Financial Advice

All analysis, data, outputs, and content provided through the Service are generated for general informational purposes only. Kelvetorpe is not a registered investment adviser and does not provide personalised financial advice. You should consult a qualified independent professional before making any financial decision. Past performance and projected outcomes referenced within the Service are not guarantees of future results.

8. Intellectual Property

All content, design elements, trademarks, logos, software, and materials available through the Service are the property of Kelvetorpe or its licensors and are protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any part of the Service without our prior written permission.

9. Third-Party Links and Services

The Service may contain links to third-party websites or integrate with third-party services. We do not control and are not responsible for the content, accuracy, or practices of any third-party websites or services, and your use of them is at your own risk.

10. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free from harmful components.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Kelvetorpe and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or financial loss arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Kelvetorpe and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

13. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties. You may stop using the Service at any time.

14. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or for operational, legal, or regulatory reasons. Any material changes will be communicated through the Service or by other reasonable means. Your continued use of the Service after such changes constitutes acceptance of the revised Terms.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Kelvetorpe operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction.

17. Contact

If you have any questions about these Terms, please contact us through the details provided on our website.